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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,301 | $129,737+29.7% | $119,126+41.3% | $154,746+8.8% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 16.10% | 379.08%-363.0pp | 282.11%-266.0pp | 172.34%-156.2pp |
| Employer contribution / active EE | $15,941 | $4,375+264.4% | $4,034+295.2% | $4,379+264.0% |
| Participant deferral / active EE | $4,341 | $5,842-25.7% | $5,318-18.4% | $6,730-35.5% |
| Admin fee / account holder | $12,809 | $11,961+7.1% | $10,693+19.8% | $14,365-10.8% |