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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,989 | $68,394-15.2% | $94,672-38.7% | $75,177-22.9% |
| Participation rate | 93.9% | 76.1%+17.9pp | 80.8%+13.1pp | 67.2%+26.7pp |
| Annual return | 14.39% | 616.92%-602.5pp | 156.89%-142.5pp | 160.75%-146.4pp |
| Employer contribution / active EE | $2,532 | $2,701-6.3% | $3,673-31.1% | $2,671-5.2% |
| Participant deferral / active EE | $5,831 | $6,536-10.8% | $7,417-21.4% | $4,126+41.3% |
| Admin fee / account holder | $2,527 | $5,326-52.6% | $7,222-65.0% | $5,651-55.3% |