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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,418 | $138,076-75.1% | $123,553-72.1% | $135,380-74.6% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -10.99% | 153.70%-164.7pp | 119.21%-130.2pp | 519.81%-530.8pp |
| Employer contribution / active EE | $4,772 | $5,152-7.4% | $4,628+3.1% | $4,779-0.1% |
| Participant deferral / active EE | $10,042 | $6,800+47.7% | $6,426+56.3% | $5,609+79.0% |
| Admin fee / account holder | $5,520 | $10,917-49.4% | $9,284-40.5% | $10,828-49.0% |