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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,360 | $160,040-47.9% | $147,096-43.3% | $145,877-42.9% |
| Participation rate | 88.9% | 84.0%+4.9pp | 82.2%+6.7pp | 80.3%+8.6pp |
| Annual return | 0.09% | 98.49%-98.4pp | 419.75%-419.7pp | 551.28%-551.2pp |
| Employer contribution / active EE | $4,403 | $5,289-16.8% | $4,936-10.8% | $4,663-5.6% |
| Participant deferral / active EE | $3,389 | $8,429-59.8% | $8,071-58.0% | $6,691-49.3% |
| Admin fee / account holder | $316 | $15,050-97.9% | $13,005-97.6% | $13,402-97.6% |