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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,665 | $56,894-61.9% | $84,753-74.4% | $62,881-65.5% |
| Participation rate | 66.1% | 68.5%-2.4pp | 76.6%-10.5pp | 69.3%-3.2pp |
| Annual return | 5.40% | 6.30%-0.9pp | 22.78%-17.4pp | 20.14%-14.7pp |
| Employer contribution / active EE | $1,627 | $2,400-32.2% | $3,574-54.5% | $2,281-28.7% |
| Participant deferral / active EE | $3,669 | $2,709+35.4% | $3,712-1.2% | $3,203+14.5% |
| Admin fee / account holder | $59 | $3,581-98.4% | $5,333-98.9% | $4,296-98.6% |