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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,905 | $107,363-86.1% | $92,909-84.0% | $152,897-90.3% |
| Participation rate | 81.8% | 79.8%+2.0pp | 76.0%+5.8pp | 82.5%-0.6pp |
| Annual return | 28.16% | 145.63%-117.5pp | 109.44%-81.3pp | 345.43%-317.3pp |
| Employer contribution / active EE | $1,683 | $4,222-60.1% | $3,653-53.9% | $4,764-64.7% |
| Participant deferral / active EE | $3,767 | $4,848-22.3% | $4,238-11.1% | $5,851-35.6% |
| Admin fee / account holder | $920 | $7,082-87.0% | $5,795-84.1% | $11,599-92.1% |