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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $250,022 | $154,193+62.1% | $130,045+92.3% | $139,466+79.3% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 22.11% | 32.51%-10.4pp | -137.30%+159.4pp | 373.66%-351.6pp |
| Employer contribution / active EE | $11,158 | $5,292+110.9% | $4,321+158.2% | $4,754+134.7% |
| Participant deferral / active EE | $17,139 | $6,709+155.5% | $5,820+194.5% | $6,712+155.4% |
| Admin fee / account holder | $628 | $13,989-95.5% | $10,600-94.1% | $11,409-94.5% |