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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $306,612 | $209,425+46.4% | $178,499+71.8% | $158,966+92.9% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 0.00% | 188.80%-188.8pp | 151.10%-151.1pp | 302.95%-302.9pp |
| Employer contribution / active EE | $6,343 | $5,707+11.1% | $5,011+26.6% | $4,762+33.2% |
| Participant deferral / active EE | $5,014 | $5,955-15.8% | $5,202-3.6% | $5,983-16.2% |
| Admin fee / account holder | $432 | $17,078-97.5% | $13,986-96.9% | $11,250-96.2% |