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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $289,096 | $157,829+83.2% | $136,867+111.2% | $198,609+45.6% |
| Participation rate | 100.0% | 77.2%+22.8pp | 74.5%+25.5pp | 82.4%+17.6pp |
| Annual return | 14.57% | 51.25%-36.7pp | 42.97%-28.4pp | 202.70%-188.1pp |
| Employer contribution / active EE | $1,782 | $3,923-54.6% | $3,547-49.8% | $5,055-64.8% |
| Participant deferral / active EE | $8,746 | $5,463+60.1% | $4,924+77.6% | $6,977+25.4% |
| Admin fee / account holder | $3,372 | $11,107-69.6% | $10,340-67.4% | $19,030-82.3% |