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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,965 | $157,296+50.0% | $141,191+67.1% | $152,897+54.3% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 22.62% | 64.34%-41.7pp | 71.41%-48.8pp | 345.43%-322.8pp |
| Employer contribution / active EE | $14,095 | $5,262+167.9% | $4,736+197.6% | $4,764+195.9% |
| Participant deferral / active EE | $16,868 | $7,111+137.2% | $6,710+151.4% | $5,851+188.3% |
| Admin fee / account holder | $12,479 | $12,125+2.9% | $10,264+21.6% | $11,599+7.6% |