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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $303,309 | $165,381+83.4% | $149,730+102.6% | $158,966+90.8% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 12.46% | 348.29%-335.8pp | 276.70%-264.2pp | 302.95%-290.5pp |
| Employer contribution / active EE | $5,311 | $5,104+4.1% | $4,645+14.3% | $4,762+11.5% |
| Participant deferral / active EE | $19,514 | $7,182+171.7% | $6,843+185.2% | $5,983+226.1% |
| Admin fee / account holder | $2,397 | $10,809-77.8% | $9,310-74.3% | $11,250-78.7% |