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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,644 | $97,732+82.8% | $83,831+113.1% | $135,380+32.0% |
| Participation rate | 27.3% | 80.0%-52.7pp | 76.1%-48.9pp | 82.6%-55.4pp |
| Annual return | -5.07% | 1287.56%-1292.6pp | 850.99%-856.1pp | 519.81%-524.9pp |
| Employer contribution / active EE | $260 | $4,222-93.9% | $3,631-92.9% | $4,779-94.6% |
| Participant deferral / active EE | $4,971 | $4,683+6.1% | $4,082+21.8% | $5,609-11.4% |
| Admin fee / account holder | $0 | $6,675-100.0% | $5,479-100.0% | $10,828-100.0% |