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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,044 | $51,631+155.7% | $129,397+2.0% | $80,925+63.2% |
| Participation rate | 92.1% | 56.9%+35.2pp | 69.6%+22.5pp | 67.7%+24.4pp |
| Annual return | 53.74% | 20.77%+33.0pp | 9453.98%-9400.2pp | 35.65%+18.1pp |
| Employer contribution / active EE | $1,156 | $1,583-27.0% | $4,154-72.2% | $2,756-58.1% |
| Participant deferral / active EE | $3,023 | $2,670+13.2% | $4,167-27.5% | $4,299-29.7% |
| Admin fee / account holder | $700 | $4,309-83.7% | $7,679-90.9% | $6,940-89.9% |