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| Provider | Service type | Compensation |
|---|---|---|
Filed as: TRANSAMERICA LIFE INSURANCE COMPANY Service code 15 · EIN 39-0989781 | Recordkeeping | $16,454 |
NFP RETIREMENT INC2 years Service code 27 · EIN 33-0905143 | Advisory (Plan) | $5,234 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,775 | $72,620-17.7% | $90,760-34.1% | $66,938-10.7% |
| Participation rate | 50.5% | 73.7%-23.2pp | 75.7%-25.2pp | 69.8%-19.3pp |
| Annual return | -12.99% | -12.28%-0.7pp | -12.16%-0.8pp | 1.58%-14.6pp |
| Employer contribution / active EE | $2,711 | $2,369+14.4% | $2,922-7.2% | $2,545+6.5% |
| Participant deferral / active EE | $3,323 | $3,979-16.5% | $4,565-27.2% | $4,238-21.6% |
| Admin fee / account holder | $148 | $707-79.1% | $8,444-98.3% | $594-75.1% |