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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,663 | $61,125-77.6% | $94,057-85.5% | $87,485-84.4% |
| Participation rate | 78.9% | 64.1%+14.9pp | 73.3%+5.6pp | 68.9%+10.0pp |
| Annual return | 17.19% | 35.20%-18.0pp | 480.62%-463.4pp | 26.06%-8.9pp |
| Employer contribution / active EE | $650 | $2,136-69.6% | $2,933-77.8% | $2,596-74.9% |
| Participant deferral / active EE | $1,949 | $3,260-40.2% | $4,709-58.6% | $4,274-54.4% |
| Admin fee / account holder | $324 | $5,629-94.2% | $7,244-95.5% | $7,775-95.8% |