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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,569 | $175,231-29.5% | $149,696-17.5% | $139,466-11.4% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 8.68% | 166.77%-158.1pp | 134.46%-125.8pp | 373.66%-365.0pp |
| Employer contribution / active EE | $8,073 | $5,478+47.4% | $4,821+67.5% | $4,754+69.8% |
| Participant deferral / active EE | $9,304 | $6,521+42.7% | $5,682+63.7% | $6,712+38.6% |
| Admin fee / account holder | $36,132 | $16,155+123.7% | $13,212+173.5% | $11,409+216.7% |