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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,326 | $108,882-46.4% | $96,754-39.7% | $154,746-62.3% |
| Participation rate | 90.0% | 75.1%+14.9pp | 70.3%+19.7pp | 80.7%+9.3pp |
| Annual return | 13.27% | 98.39%-85.1pp | 82.04%-68.8pp | 172.34%-159.1pp |
| Employer contribution / active EE | $1,325 | $3,018-56.1% | $2,679-50.5% | $4,379-69.7% |
| Participant deferral / active EE | $2,767 | $5,323-48.0% | $4,758-41.9% | $6,730-58.9% |
| Admin fee / account holder | $4,406 | $10,200-56.8% | $8,905-50.5% | $14,365-69.3% |