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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,283 | $129,737-12.7% | $119,126-4.9% | $154,746-26.8% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 20.06% | 379.08%-359.0pp | 282.11%-262.0pp | 172.34%-152.3pp |
| Employer contribution / active EE | $20,314 | $4,375+364.3% | $4,034+403.6% | $4,379+363.9% |
| Participant deferral / active EE | $19,389 | $5,842+231.9% | $5,318+264.6% | $6,730+188.1% |
| Admin fee / account holder | $565 | $11,961-95.3% | $10,693-94.7% | $14,365-96.1% |