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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,368 | $178,174-43.1% | $156,181-35.1% | $137,256-26.1% |
| Participation rate | 66.7% | 82.0%-15.4pp | 78.8%-12.2pp | 80.0%-13.3pp |
| Annual return | 11.75% | 84.19%-72.4pp | 64.87%-53.1pp | 220.34%-208.6pp |
| Employer contribution / active EE | $1,954 | $4,972-60.7% | $4,294-54.5% | $4,156-53.0% |
| Participant deferral / active EE | $3,235 | $6,888-53.0% | $6,132-47.2% | $6,407-49.5% |
| Admin fee / account holder | $54,176 | $17,404+211.3% | $14,586+271.4% | $12,270+341.5% |