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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,368 | $199,109-49.1% | $173,730-41.7% | $154,746-34.5% |
| Participation rate | 66.7% | 82.8%-16.1pp | 79.6%-12.9pp | 80.7%-14.0pp |
| Annual return | 11.75% | 20.02%-8.3pp | 19.96%-8.2pp | 172.34%-160.6pp |
| Employer contribution / active EE | $1,954 | $5,311-63.2% | $4,577-57.3% | $4,379-55.4% |
| Participant deferral / active EE | $3,235 | $7,113-54.5% | $6,326-48.9% | $6,730-51.9% |
| Admin fee / account holder | $54,176 | $20,916+159.0% | $17,523+209.2% | $14,365+277.1% |