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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,800 | $98,776-11.1% | $149,745-41.4% | $79,856+9.9% |
| Participation rate | 83.3% | 75.8%+7.5pp | 82.5%+0.9pp | 69.6%+13.7pp |
| Annual return | 26.98% | 27.38%-0.4pp | 276.72%-249.7pp | 31.71%-4.7pp |
| Employer contribution / active EE | $1,747 | $3,217-45.7% | $4,646-62.4% | $2,471-29.3% |
| Participant deferral / active EE | $5,902 | $5,681+3.9% | $6,843-13.8% | $3,741+57.8% |
| Admin fee / account holder | $741 | $6,053-87.8% | $9,312-92.0% | $5,306-86.0% |