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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,752 | $84,685+15.4% | $73,836+32.4% | $125,389-22.0% |
| Participation rate | 100.0% | 76.8%+23.2pp | 73.4%+26.6pp | 83.2%+16.8pp |
| Annual return | -3.43% | 3123.80%-3127.2pp | 2268.06%-2271.5pp | 282.24%-285.7pp |
| Employer contribution / active EE | $8,466 | $3,123+171.1% | $2,787+203.7% | $4,866+74.0% |
| Participant deferral / active EE | $4,643 | $3,993+16.3% | $3,583+29.6% | $5,352-13.2% |
| Admin fee / account holder | $1,927 | $5,694-66.2% | $4,882-60.5% | $9,541-79.8% |