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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,665 | $176,120-31.5% | $159,487-24.3% | $167,553-28.0% |
| Participation rate | 70.0% | 85.0%-15.0pp | 82.8%-12.8pp | 82.1%-12.1pp |
| Annual return | 3.59% | 331.95%-328.4pp | 263.71%-260.1pp | 478.89%-475.3pp |
| Employer contribution / active EE | $2,169 | $5,299-59.1% | $4,831-55.1% | $4,840-55.2% |
| Participant deferral / active EE | $5,202 | $7,752-32.9% | $7,354-29.3% | $6,343-18.0% |
| Admin fee / account holder | $243,936 | $12,561+1842.0% | $10,804+2157.9% | $12,316+1880.6% |