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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,056 | $98,766+14.5% | $149,730-24.5% | $79,852+41.6% |
| Participation rate | 66.7% | 75.8%-9.1pp | 82.5%-15.8pp | 69.6%-3.0pp |
| Annual return | 21.61% | 27.43%-5.8pp | 276.70%-255.1pp | 31.72%-10.1pp |
| Employer contribution / active EE | $3,360 | $3,217+4.4% | $4,645-27.7% | $2,471+36.0% |
| Participant deferral / active EE | $6,595 | $5,681+16.1% | $6,843-3.6% | $3,740+76.3% |
| Admin fee / account holder | $3,487 | $6,052-42.4% | $9,310-62.6% | $5,306-34.3% |