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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,280 | $160,040-60.5% | $147,096-57.0% | $145,877-56.6% |
| Participation rate | 46.2% | 84.0%-37.9pp | 82.2%-36.0pp | 80.3%-34.1pp |
| Annual return | 16.37% | 98.49%-82.1pp | 419.75%-403.4pp | 551.28%-534.9pp |
| Employer contribution / active EE | $4,313 | $5,289-18.5% | $4,936-12.6% | $4,663-7.5% |
| Participant deferral / active EE | $4,960 | $8,429-41.2% | $8,071-38.5% | $6,691-25.9% |
| Admin fee / account holder | $321 | $15,050-97.9% | $13,005-97.5% | $13,402-97.6% |