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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,280 | $160,070-60.5% | $147,117-57.0% | $145,897-56.6% |
| Participation rate | 46.2% | 84.0%-37.9pp | 82.2%-36.0pp | 80.3%-34.2pp |
| Annual return | 16.37% | 98.69%-82.3pp | 420.54%-404.2pp | 552.29%-535.9pp |
| Employer contribution / active EE | $4,313 | $5,285-18.4% | $4,932-12.6% | $4,663-7.5% |
| Participant deferral / active EE | $4,960 | $8,419-41.1% | $8,065-38.5% | $6,689-25.9% |
| Admin fee / account holder | $321 | $15,035-97.9% | $12,993-97.5% | $13,390-97.6% |