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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $357,254 | $78,027+357.9% | $178,528+100.1% | $80,925+341.5% |
| Participation rate | 100.0% | 65.7%+34.3pp | 77.1%+22.9pp | 67.7%+32.3pp |
| Annual return | 15.75% | 18.09%-2.3pp | 27.11%-11.4pp | 35.65%-19.9pp |
| Employer contribution / active EE | $9,654 | $2,281+323.2% | $3,950+144.4% | $2,756+250.3% |
| Participant deferral / active EE | $19,820 | $4,408+349.7% | $6,278+215.7% | $4,299+361.1% |
| Admin fee / account holder | $25,318 | $7,168+253.2% | $10,419+143.0% | $6,940+264.8% |