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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $243,588 | $209,422+16.3% | $178,503+36.5% | $158,982+53.2% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 24.15% | 188.81%-164.7pp | 151.12%-127.0pp | 302.99%-278.8pp |
| Employer contribution / active EE | $4,262 | $5,707-25.3% | $5,011-15.0% | $4,763-10.5% |
| Participant deferral / active EE | $7,443 | $5,955+25.0% | $5,202+43.1% | $5,983+24.4% |
| Admin fee / account holder | $3,823 | $17,079-77.6% | $13,987-72.7% | $11,252-66.0% |