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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,672 | $167,362+17.5% | $143,799+36.8% | $134,532+46.2% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -13.38% | 0.47%-13.9pp | -0.04%-13.3pp | 418.27%-431.6pp |
| Employer contribution / active EE | $11,017 | $5,620+96.0% | $4,952+122.5% | $4,741+132.4% |
| Participant deferral / active EE | $9,483 | $6,447+47.1% | $5,638+68.2% | $6,401+48.1% |
| Admin fee / account holder | $8,053 | $18,094-55.5% | $14,677-45.1% | $11,429-29.5% |