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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $442,313 | $110,083+301.8% | $151,645+191.7% | $68,490+545.8% |
| Participation rate | 78.0% | 84.0%-6.0pp | 87.5%-9.5pp | 67.9%+10.1pp |
| Annual return | -18.01% | -10.12%-7.9pp | 3.34%-21.3pp | -7.85%-10.2pp |
| Employer contribution / active EE | $15,119 | $4,470+238.2% | $6,165+145.2% | $2,597+482.2% |
| Participant deferral / active EE | $18,591 | $6,526+184.9% | $8,363+122.3% | $4,028+361.6% |
| Admin fee / account holder | $24,282 | $7,718+214.6% | $11,614+109.1% | $5,403+349.4% |