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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,536 | $98,240-43.5% | $82,312-32.5% | $147,586-62.4% |
| Participation rate | 66.7% | 79.7%-13.1pp | 76.9%-10.2pp | 82.8%-16.2pp |
| Annual return | 9.57% | 30.85%-21.3pp | 25.88%-16.3pp | 578.59%-569.0pp |
| Employer contribution / active EE | $1,226 | $3,192-61.6% | $2,428-49.5% | $4,876-74.9% |
| Participant deferral / active EE | $1,474 | $4,383-66.4% | $3,706-60.2% | $5,439-72.9% |
| Admin fee / account holder | $9,256 | $8,563+8.1% | $5,608+65.0% | $10,886-15.0% |