See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: AMERIPRISE FINANCIAL SERVICES Service code 26 · EIN 38-2722519 | Advisory (Participants) | $24,834 |
Filed as: MILLENNIUM INVESTMENT AND RET Service code 26 · EIN 94-3428956 | Advisory (Participants) | $8,278 |
Service code 15 · EIN 01-0233346 | Recordkeeping | $2,514 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,630 | $122,239-61.9% | $184,203-74.7% | $74,495-37.4% |
| Participation rate | 93.8% | 85.5%+8.4pp | 86.8%+7.0pp | 67.2%+26.6pp |
| Annual return | 14.75% | 19.95%-5.2pp | 28.81%-14.1pp | 1364.94%-1350.2pp |
| Employer contribution / active EE | $834 | $4,537-81.6% | $6,427-87.0% | $2,623-68.2% |
| Participant deferral / active EE | $5,826 | $7,139-18.4% | $9,131-36.2% | $4,346+34.1% |
| Admin fee / account holder | $375 | $1,260-70.3% | $13,901-97.3% | $1,942-80.7% |