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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,270 | $148,623-2.9% | $135,974+6.1% | $139,466+3.4% |
| Participation rate | 68.4% | 83.9%-15.4pp | 81.9%-13.5pp | 80.3%-11.9pp |
| Annual return | 15.90% | 79.30%-63.4pp | 68.30%-52.4pp | 373.66%-357.8pp |
| Employer contribution / active EE | $7,978 | $5,246+52.1% | $4,859+64.2% | $4,754+67.8% |
| Participant deferral / active EE | $7,748 | $8,103-4.4% | $7,760-0.2% | $6,712+15.4% |
| Admin fee / account holder | $28,418 | $12,406+129.1% | $10,767+164.0% | $11,409+149.1% |