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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,134 | $157,296-77.0% | $141,191-74.4% | $152,897-76.4% |
| Participation rate | 68.8% | 84.8%-16.1pp | 82.5%-13.7pp | 82.5%-13.7pp |
| Annual return | 43.52% | 64.34%-20.8pp | 71.41%-27.9pp | 345.43%-301.9pp |
| Employer contribution / active EE | $6,120 | $5,262+16.3% | $4,736+29.2% | $4,764+28.5% |
| Participant deferral / active EE | $8,659 | $7,111+21.8% | $6,710+29.0% | $5,851+48.0% |
| Admin fee / account holder | $0 | $12,125-100.0% | $10,264-100.0% | $11,599-100.0% |