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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,874 | $65,034+44.3% | $90,970+3.2% | $79,856+17.6% |
| Participation rate | 100.0% | 61.6%+38.4pp | 69.0%+31.0pp | 69.6%+30.4pp |
| Annual return | 9.34% | 30.45%-21.1pp | 134.60%-125.3pp | 31.71%-22.4pp |
| Employer contribution / active EE | $5,304 | $1,247+325.2% | $2,122+150.0% | $2,471+114.6% |
| Participant deferral / active EE | $3,977 | $2,512+58.3% | $3,373+17.9% | $3,741+6.3% |
| Admin fee / account holder | $2,214 | $4,536-51.2% | $5,961-62.9% | $5,306-58.3% |