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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,739 | $106,524-73.0% | $152,301-81.1% | $87,485-67.1% |
| Participation rate | 87.5% | 75.8%+11.7pp | 82.4%+5.1pp | 68.9%+18.6pp |
| Annual return | 42.32% | 26.89%+15.4pp | 80.50%-38.2pp | 26.06%+16.3pp |
| Employer contribution / active EE | $1,606 | $3,371-52.4% | $4,624-65.3% | $2,596-38.1% |
| Participant deferral / active EE | $3,815 | $6,525-41.5% | $8,004-52.3% | $4,274-10.7% |
| Admin fee / account holder | $2,759 | $8,287-66.7% | $14,398-80.8% | $7,775-64.5% |