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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $495,948 | $57,352+764.7% | $83,830+491.6% | $64,173+672.8% |
| Participation rate | 100.0% | 68.6%+31.4pp | 76.1%+23.9pp | 69.6%+30.4pp |
| Annual return | -5.75% | 11.38%-17.1pp | 850.97%-856.7pp | 7.63%-13.4pp |
| Employer contribution / active EE | $23,672 | $2,546+830.0% | $3,631+551.9% | $2,381+894.3% |
| Participant deferral / active EE | $7,761 | $2,993+159.3% | $4,082+90.1% | $3,470+123.7% |
| Admin fee / account holder | $1,263 | $4,046-68.8% | $5,479-76.9% | $4,887-74.2% |