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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $323,217 | $138,102+134.0% | $125,381+157.8% | $134,532+140.3% |
| Participation rate | 50.0% | 84.5%-34.5pp | 82.4%-32.4pp | 81.2%-31.2pp |
| Annual return | -22.44% | 750.73%-773.2pp | 572.31%-594.7pp | 418.27%-440.7pp |
| Employer contribution / active EE | $2,708 | $5,245-48.4% | $4,815-43.8% | $4,741-42.9% |
| Participant deferral / active EE | $13,500 | $7,801+73.1% | $7,448+81.3% | $6,401+110.9% |
| Admin fee / account holder | $120 | $11,568-99.0% | $10,007-98.8% | $11,429-98.9% |