Retirement plan

P3I, INCORPORATED 401(K) PLAN

Name: P3I, INCORPORATED - P3I, INCORPORATED 401(K) PLAN (2016) Form 5500
Creator: P3I, INCORPORATED
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, P3I, INCORPORATED 401(K) PLAN, P3I, INCORPORATED

P3I, INCORPORATEDEIN 04-3508066Plan #001PY 2016

77 MAIN ST - HOPKINTON, MA 01748508-435-7882p3i-inc.comLinkedIn201-500 employeesdefense & space

Other plans on this EIN

1 filing

#002Retirement-$1.1M assets

Prospect flagsLow employer contributionLow participant contribution

How to read this page

Total assets (EOY)

$19.2M

-10.6% from 2015

Total participants

289

-17.7% from 2015

Average account balance

$73,109

+4.7% from 2015

Annual return

6.14%

+5.16 pp from 2015

Benchmarks

See 650 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Cohort650 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$12.14M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$94K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

129

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

88.9%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$264K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$10K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.84%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$122

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 5 by compensation

Provider	Service type	Compensation
AMERICAN REALTY ADVISORS2+ years Filed as: AMERICAN FIDUCIARY CORPORATION Service code 13 · EIN 04-2484178	Contract Administrator	$0
JOSEPH W. MCCARTHY & ASSOCIATES2+ years Filed as: JOSEPH W HAYES Service code 53 PO BOX 815 · MIDDLETON, MA 01949	Insurance Commissions	$0
MASSACHUSETTS MUTUAL LIFE INS. CO.2+ years Filed as: MASSACHUSETTS MUTUAL LIFE INSURANCE Service code 52 · EIN 04-1590850	Indirect Investment Fees	$0
TERRANCE P MCMAHON2+ years Service code 53 43 CONSTITUTION DR SUITE 201 · BEDFORD, NH 03110	Insurance Commissions	$0
WELLS FARGO BANK, N.A.2+ years Filed as: WELLS FARGO GALLIARD Service code 52 · EIN 94-6751924	Indirect Investment Fees	$0

Plan features & details

Pension benefit codes2E2F2G2J2K3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.
OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$5K

$52 / participant

Other / not subdivided$5K100.0%

% of EOY assets

0.027%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: BRITT & COMPANY CPA, LLC
Auditor EIN: 450604259
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$73,109

$225,135-67.5%

$123,894-41.0%

Participation rate

73.7%

69.5%+4.2pp

81.4%-7.7pp

Annual return

6.14%

8.01%-1.9pp

47.52%-41.4pp

Employer contribution / active EE

$2,901

$2,580+12.5%

$4,617-37.2%

Participant deferral / active EE

$7,880

$4,315+82.6%

$5,984+31.7%

Admin fee / account holder

$20

$19,833-99.9%

$8,357-99.8%

Provider

Service type

Compensation

AMERICAN REALTY ADVISORS2+ years

Filed as: AMERICAN FIDUCIARY CORPORATION

Service code 13 · EIN 04-2484178

Contract Administrator

JOSEPH W. MCCARTHY & ASSOCIATES2+ years

Filed as: JOSEPH W HAYES

Service code 53

PO BOX 815 · MIDDLETON, MA 01949

Insurance Commissions

MASSACHUSETTS MUTUAL LIFE INS. CO.2+ years

Filed as: MASSACHUSETTS MUTUAL LIFE INSURANCE

Service code 52 · EIN 04-1590850

Indirect Investment Fees

TERRANCE P MCMAHON2+ years

Service code 53

43 CONSTITUTION DR SUITE 201 · BEDFORD, NH 03110

Insurance Commissions

WELLS FARGO BANK, N.A.2+ years

Filed as: WELLS FARGO GALLIARD

Service code 52 · EIN 94-6751924

Indirect Investment Fees

P3I, INCORPORATED 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

P3I, INCORPORATED 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion