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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,291 | $62,592+95.4% | $85,709+42.7% | $85,847+42.5% |
| Participation rate | 50.0% | 61.1%-11.1pp | 69.9%-19.9pp | 69.3%-19.3pp |
| Annual return | 13.27% | 23.77%-10.5pp | 21.49%-8.2pp | 318.61%-305.3pp |
| Employer contribution / active EE | $1,401 | $1,755-20.2% | $2,619-46.5% | $2,565-45.4% |
| Participant deferral / active EE | $3,633 | $2,802+29.7% | $3,924-7.4% | $3,952-8.1% |
| Admin fee / account holder | $1,025 | $4,643-77.9% | $6,876-85.1% | $6,261-83.6% |