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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,458 | $171,867-44.5% | $149,716-36.2% | $147,585-35.3% |
| Participation rate | 92.3% | 88.2%+4.1pp | 87.1%+5.2pp | 82.8%+9.5pp |
| Annual return | 17.53% | 2113.36%-2095.8pp | 1501.67%-1484.1pp | 578.58%-561.1pp |
| Employer contribution / active EE | $4,617 | $6,275-26.4% | $5,444-15.2% | $4,876-5.3% |
| Participant deferral / active EE | $10,987 | $7,270+51.1% | $6,568+67.3% | $5,439+102.0% |
| Admin fee / account holder | $3,925 | $13,799-71.6% | $11,282-65.2% | $10,886-63.9% |