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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,211 | $56,544-64.3% | $75,501-73.2% | $70,126-71.2% |
| Participation rate | 75.7% | 68.1%+7.6pp | 72.4%+3.3pp | 69.5%+6.1pp |
| Annual return | 11.19% | 23.59%-12.4pp | 27.35%-16.2pp | 73.15%-62.0pp |
| Employer contribution / active EE | $1,567 | $1,817-13.7% | $2,352-33.4% | $2,343-33.1% |
| Participant deferral / active EE | $2,330 | $2,580-9.7% | $3,142-25.9% | $3,332-30.1% |
| Admin fee / account holder | $6,970 | $3,827+82.1% | $5,801+20.2% | $4,645+50.0% |