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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $304,901 | $185,905+64.0% | $170,057+79.3% | $139,487+118.6% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 11.98% | 60.56%-48.6pp | 53.42%-41.4pp | 373.84%-361.9pp |
| Employer contribution / active EE | $17,500 | $7,597+130.3% | $6,790+157.7% | $4,755+268.1% |
| Participant deferral / active EE | $10,000 | $11,627-14.0% | $10,411-3.9% | $6,713+49.0% |
| Admin fee / account holder | $9,214 | $15,397-40.2% | $12,826-28.2% | $11,407-19.2% |