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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,977 | $138,102-84.1% | $125,381-82.5% | $134,532-83.7% |
| Participation rate | 82.4% | 84.5%-2.1pp | 82.4%0pp | 81.2%+1.1pp |
| Annual return | -14.26% | 750.73%-765.0pp | 572.31%-586.6pp | 418.27%-432.5pp |
| Employer contribution / active EE | $1,110 | $5,245-78.8% | $4,815-76.9% | $4,741-76.6% |
| Participant deferral / active EE | $2,679 | $7,801-65.7% | $7,448-64.0% | $6,401-58.1% |
| Admin fee / account holder | $612 | $11,568-94.7% | $10,007-93.9% | $11,429-94.6% |