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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,628 | $79,955+22.1% | $98,461-0.8% | $75,173+29.9% |
| Participation rate | 56.0% | 70.4%-14.4pp | 75.2%-19.2pp | 67.2%-11.3pp |
| Annual return | 20.24% | 19.75%+0.5pp | 21.17%-0.9pp | 160.72%-140.5pp |
| Employer contribution / active EE | $749 | $2,264-66.9% | $3,049-75.4% | $2,671-71.9% |
| Participant deferral / active EE | $3,171 | $3,752-15.5% | $4,738-33.1% | $4,126-23.2% |
| Admin fee / account holder | $614 | $6,841-91.0% | $8,961-93.2% | $5,651-89.1% |