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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,562 | $75,962+74.5% | $154,108-14.0% | $64,173+106.6% |
| Participation rate | 98.9% | 70.4%+28.5pp | 83.0%+15.9pp | 69.6%+29.4pp |
| Annual return | -5.66% | 30.32%-36.0pp | 735.21%-740.9pp | 7.63%-13.3pp |
| Employer contribution / active EE | $5,319 | $3,350+58.8% | $5,298+0.4% | $2,381+123.4% |
| Participant deferral / active EE | $5,754 | $3,175+81.2% | $5,081+13.2% | $3,470+65.8% |
| Admin fee / account holder | $3,278 | $5,589-41.3% | $13,411-75.6% | $4,887-32.9% |