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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,921 | $73,863-17.5% | $143,797-57.6% | $68,490-11.1% |
| Participation rate | 100.0% | 66.7%+33.3pp | 80.3%+19.7pp | 67.9%+32.1pp |
| Annual return | -23.10% | 0.91%-24.0pp | -0.04%-23.1pp | -7.85%-15.2pp |
| Employer contribution / active EE | $2,309 | $3,185-27.5% | $4,952-53.4% | $2,597-11.1% |
| Participant deferral / active EE | $4,427 | $3,385+30.8% | $5,638-21.5% | $4,028+9.9% |
| Admin fee / account holder | $1,137 | $5,756-80.3% | $14,679-92.3% | $5,403-79.0% |