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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,572 | $131,835+12.7% | $108,582+36.8% | $273,972-45.8% |
| Participation rate | 64.3% | 83.5%-19.2pp | 79.6%-15.3pp | 83.0%-18.7pp |
| Annual return | 9.71% | -91.57%+101.3pp | -51.70%+61.4pp | 41.46%-31.7pp |
| Employer contribution / active EE | $2,679 | $4,913-45.5% | $3,758-28.7% | $4,869-45.0% |
| Participant deferral / active EE | $6,291 | $5,127+22.7% | $4,311+45.9% | $5,287+19.0% |
| Admin fee / account holder | $200 | $10,253-98.1% | $7,645-97.4% | $10,133-98.0% |