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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,479 | $136,860-12.7% | $120,344-0.7% | $154,746-22.8% |
| Participation rate | 90.0% | 79.9%+10.1pp | 76.7%+13.3pp | 80.7%+9.3pp |
| Annual return | 20.10% | 21.38%-1.3pp | 20.30%-0.2pp | 172.34%-152.2pp |
| Employer contribution / active EE | $4,509 | $3,533+27.6% | $3,020+49.3% | $4,379+3.0% |
| Participant deferral / active EE | $6,700 | $5,793+15.6% | $5,135+30.5% | $6,730-0.5% |
| Admin fee / account holder | $1,086 | $15,393-92.9% | $12,742-91.5% | $14,365-92.4% |