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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,930 | $49,976-68.1% | $66,674-76.1% | $82,637-80.7% |
| Participation rate | 74.1% | 63.1%+11.0pp | 73.7%+0.4pp | 68.1%+6.0pp |
| Annual return | 12.33% | 39.09%-26.8pp | 321.24%-308.9pp | 53.51%-41.2pp |
| Employer contribution / active EE | $1,656 | $1,988-16.7% | $2,620-36.8% | $2,552-35.1% |
| Participant deferral / active EE | $2,583 | $2,847-9.3% | $4,084-36.8% | $4,126-37.4% |
| Admin fee / account holder | $989 | $4,594-78.5% | $5,098-80.6% | $7,339-86.5% |