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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $311,241 | $183,592+69.5% | $155,574+100.1% | $145,877+113.4% |
| Participation rate | 81.8% | 82.7%-0.9pp | 78.2%+3.6pp | 80.3%+1.5pp |
| Annual return | 12.72% | 61.37%-48.7pp | 64.87%-52.1pp | 551.28%-538.6pp |
| Employer contribution / active EE | $10,864 | $5,317+104.3% | $4,676+132.3% | $4,663+133.0% |
| Participant deferral / active EE | $7,746 | $6,466+19.8% | $5,629+37.6% | $6,691+15.8% |
| Admin fee / account holder | $11,973 | $19,316-38.0% | $15,914-24.8% | $13,402-10.7% |